A Financed Lifestyle is No Lifestyle At All

I was looking at my credit card today (the one with the nearly $18,000 balance) when it hit me. I finally saw my credit card as something other than just a method of payment. My credit card has been my chief enabler, lifestyle financier and traveling companion for way too long. This 85.60 x 53.98 mm plastic card has been the one thing I have carried around with me without fail, from college, to out of college, to out of country and across state...

Do You Have What It Takes To Be Debt Free And Financially Successful?

No. You probably don’t. You see there’s a reason that the majority of people are in debt. There’s a reason why the average amount of credit card debt per household is $15,956. There’s a reason why the average American consumer has a total of 13 credit obligations on record at a credit bureau. These include credit cards (such as department store charge cards, gas cards, and bank cards) and installment loans (auto loans, mortgage loans,...